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Old 09-25-2009, 10:02 AM
KD KD is offline
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Default i have a car that im upside down on. i want to trade in for something better on

gas. not only that, i've been? i have a car that im upside down on. i want to trade in for something better on gas. not only that, i've been told that because of my age, my insurance will be high for a while because my car is a v6 impala and im only 21. i want to trade in for something slightly smaller with a 4 cyl engine and better insurance rates. i can no longer afford the insurance on the impala or to put gas in it, since i was laid off. before i attempt to do a trade-in I will make sure i have another job as proof of income, and i also plan on putting down about 2000 or more, but at least 2k. would this be a wise thing to do because there is nothing wrong with the impala. its just the insurance and the price of gas are killing me, even before i was out of a job(i do recieve unemployment). ive had the car for about a year now and the insurance was always in the high amount. the only reason i got the car is because i live in a small town where there's only one dealership who would pretty much give me a car b/c of my credit history and i settled for the impala after i had been in an accident and i needed a car really bad to get back and forth to work. it wasnt until after i got my settlement and used it to catch up on bills, that i realized i was going to be out of a job within the coming month. im doing ok with paying utility bills and rent but i need a car that will take some burden off of me. is it possible for me to trade in and upside down car with a down payment. ive always heard that when it comes to car dealers money talks, and u can pretty much get what u want when u bring money. i need advice.
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