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03-08-2009, 10:56 PM
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 Whats the best time to refinance my auto loan? Ok, so I have a $23,000 auto loan, and the trade-in value for my vehicle currently sits at $11,500... I'm "upside down" in the loan as it would be referred to. I'm doing my best paying at this loan to get it down, but I wanted to know how long I need to wait to try and refinance the loan for a better interest rate? My current loan is a 7.05% rate for my new car, and my credit score is about 730. I've had the new vehicle for about 9 months. Also, will refinancing hurt my credit?      |
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